New Auto Loans

Get behind the wheel of your new car with confidence!

From application to keys in hand, our new auto loans make buying your next car simple, affordable, and easy to navigate. Proudly serving drivers across Schuylkill County, CACL Financial provides local financing solutions you can trust.

Apply Today

Young woman smiling while driving her new car

    Smart Financing Options for Your New Car

    Competitive Rates

    Enjoy affordable rates that help reduce the overall cost of your new vehicle.

    No Application Fee

    No hidden costs help you keep more of your hard-earned money.

    Finance Up to 125% of Purchase Amount

    You may qualify for a no-down-payment loan to get on the road faster.

    New Auto Loan Details

    Buying a car doesn’t have to feel overwhelming. Our new auto loan financing is designed to be straightforward, flexible, and centered on your needs.

    How our New Auto Loans work for you:

    • Flexible Loan Terms: Choose a repayment timeline that fits your budget — a shorter term to save on interest, or a longer term for lower monthly payments. We offer New Auto Loans from 36 to 120 months.
    • Finance Up to 125% of the Purchase Amount: Need help covering taxes, tags, warranties, or other extras? You may qualify to finance up to 125% of the purchase price, helping reduce upfront costs.
    • Dealer or Private Seller Financing: Whether you’re purchasing from a dealership or buying from a private seller, we make new car financing easy to arrange.
    Happy couple receiving the keys to their new car from a saleswoman in the showroom

    How to Apply for a CACL New Auto Loan

    1. Apply

      Conveniently apply online by clicking the button below, or in person at our Loan Department.

    2. Application Review

      We’ll connect with you to discuss your options and answer any questions.

    3. Finalize the Loan

      Sign the loan documents to complete the purchase of your new vehicle.

    See What Our Members Are Saying

    The services continue to exceed expectations. The entire loan department makes it super easy to meet your loan needs, and they do it in an incredibly professional and speedy manner. Fabulous business!

    William M., Pottsville, PA

    Everyone there is absolutely kind, polite, and helpful. This is the place you go to and they treat you like family...instead of a stranger. The rates are amazing, and they are just fair with everyone.

    Douglas M., Pottsville, PA

    CACL is the most accommodating, helpful, and friendliest bank in Schuylkill! I can't say enough how happy I am with CACL!

    Lisa B., Pottsville, PA

    New Auto Loan FAQs

    A new auto loan helps you finance the purchase of a brand-new vehicle. It allows you to spread the cost into manageable monthly payments instead of paying everything up front. Our team is happy to explain the process and help you decide if this option fits your needs.
    Eligibility for new car financing is based on factors like your credit history, income, and overall financial profile. Because every situation is different, we encourage you to reach out for personalized guidance. Membership with CACL Financial is required for all auto loans. Click here for more membership information.
    New auto loans are typically available for brand-new cars, trucks, and SUVs purchased from a dealer. Vehicle eligibility can vary, and our lending team is always available to confirm whether a specific vehicle qualifies.
    Qualified borrowers may finance up to 125% of the vehicle’s value with our credit union auto loan, which can help cover additional costs. Loan amounts depend on factors like the vehicle, credit profile, and lending guidelines. Contacting us directly is the best way to get details specific to your vehicle and credit profile.
    Not always. Some borrowers may qualify for little to no down payment, depending on their credit and the loan structure. Our lending team can review your options and help determine what works best for you.
    Yes, in many cases, you can include items like taxes, tags, warranties, and other eligible add-ons in your low-rate auto loan. Limits may apply, so we recommend checking with us to confirm what can be included.

    Ready for Your New Ride?

    Let’s get you on the road!

    Get Started

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