Borrow

Complete your financial goals with flexible lending options created for you.

Apply for a Loan

APR as low as

13.50% Credit Card

APR as low as

5.39% Auto Loan

APR as low as

5.99% Mortgage Loan

APR as low as

8.99% Personal Loan

APR = Annual Percentage Rate

See All Rates

Explore Our Easy Borrowing Options

Credit Cards

Unlock the full potential of your spending power with credit card options made to work smarter for you! Whether you want to rebuild your credit, get rewards, or have a low-rate card; we have the credit card for you!

Highlights

No Annual Fee
No Over Limit Fee
No Balance Transfer Fee

Auto Loans

Discover the power of truly affordable auto loans. Get where you need to go in a sleek new model, dependable pre-owned car, or timeless classic. Your new adventures await!

Highlights

Affordable Rates
Flexible Terms
No Application Fee

Home Loans

Embark on the path to homeownership or refinance your current home, with expert guidance every step of the way. Achieve your purchasing, refinancing, or home remodeling goals with efficiency and ease.

Highlights

Competitive Rates
Flexible Terms
Local Loan Decisions

Personal Loans

Cover unexpected medical bills, emergency vehicle repairs, or consolidate high interest credit card debt; through our convenient personal loan borrowing options. Take control of your finances and make life happen now!

Highlights

Competitive Rates
Flexible Use of Funds
No Collateral Required

Student Loans

Launch your future and boldly achieve your college dreams. Let us be your dedicated financial partner, so you can fully immerse yourself in the incredible college experience and ultimately realize your greatest aspirations.

Highlights

No Origination Fee
Borrow What You Need
Competitive Rates

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We Meet You Where You Are

Kelly was wonderful in assisting with my recent loan. She was very attentive to all my concerns and was available whenever I had a question or needed assistance. She made the process easy. CACL in general has been a wonderful institution to work with and the individuals they employ are very personable and helpful as compared to many other institutions. I would highly recommend CACL for all your banking and financial needs.

Caryn

Can I Bank with CACL?

You can join CACL Federal Credit Union if you meet these four requirements:

Live, work, worship, volunteer, or attend school in Schuylkill County
Present your Social Security Number or Tax ID
Provide a valid driver's license or passport
Deposit $5 into your new savings account and gain access to all CACL membership benefits.

Frequently Asked Questions

Do I qualify for membership with CACL Financial?

Membership is open to anyone who lives, works, worships, volunteers, or attends school in Schuylkill County. Join today by applying online or come into any of our branch offices with your valid state-issued ID and a $5 deposit. Visit our Membership Eligibility page for more details.

Can I view my loan information online?

Enroll in on-line banking and download the app to have access to your loan information and loan history at your fingertips!