Home Loans

¹ Mortgage rates are fixed and determined by your credit score and loan term. The advertised rate represents our lowest available rate for borrowers with excellent credit; your actual rate and terms may vary. A minimum down payment of 3% is required, and all mortgage loans are subject to credit approval and a property appraisal, which includes an appraisal fee. Additional fees and closing costs will apply.

² Actual rates will vary based on creditworthiness, loan amount, and loan term. The advertised rate represents our lowest available rate for borrowers with excellent credit; your actual rate and terms may differ. The regular line of credit rate is based on the Prime Rate, as published in the Wall Street Journal on the last business day of the previous month, plus or minus a margin determined by your individual creditworthiness. The maximum APR is 18%, and all balances will accrue interest at the variable APR applicable to your account. All mortgage loans are subject to credit approval and a property appraisal, which includes an appraisal fee.

³ Rates are fixed for the life of the loan and are determined by your credit history. The advertised rate is our lowest available is offered to borrowers with excellent credit — your actual rate and terms may vary. Home Equity loans are subject to a property appraisal, which includes an appraisal fee. No Equity Home Improvement loans are not subject to a property appraisal. 

For a one-time $5 fee, unlock all the advantages of membership—including access to all our loan options.