Prime Checking Bundle

Get rewarded for your everyday banking.

Happy woman at a cafe, paying for her items with her card.

Get daily access to your money with our highest-yielding checking account.

Convenient and Flexible

Enjoy the convenience of online banking with e-statements and direct deposit options, making it easier than ever to manage your finances from anywhere, anytime.

High Yield

Earn an impressive 5.12% APY¹ on balances up to $10,000, allowing you to earn more and reach your financial goals sooner.

Personalized Experience

Experience the perks of personalized banking with our Prime Checking Bundle, tailored to meet your individual needs, with personalized support and expert guidance from our team.

Prime Checking Bundle Account Details

Earn 5.12% APY¹on a portion of your daily balance
Direct deposit or ACH totaling $500 or more per month
A combined 20 ACH or debit card withdrawals per month
Enroll in e-statements
No monthly fees

Get Started

Membership Eligibility

¹APY may change at any time. When monthly requirements are met, you will earn 5.12% APY on the portion of your average daily balance from $0 to $10,000, and 0.10% APY on any portion above $10,000. If monthly requirements are not met, all balances earn 0.10% APY. Monthly requirements to earn the stated APY: Complete a combined total of 20 cleared debit card or ACH transactions by one day before the end of the month. Enroll in e-statements. Receive $500 or more in direct deposit or ACH each month. Rates may change after the account is opened. Fees may reduce earnings. Limit one account per primary member.

Customer is making a payment with his debit card at the store. The merchant is happy.

The family enjoys quality time together and is happy with their two young children. They are excited to experience financial stability.

Discover the HY WOW! difference for yourself!

We are dedicated to being your partner through life's ups and downs, ready to do whatever is necessary to guide and support you. Our success comes from our members achieving financial stability and unstoppable growth.

The HY WOW! Difference

Membership Eligibility

How do I open a Prime Checking Bundle Account?

Join.

Call or visit one of our convenient locations. Not a Member? Join Today!
Open a Savings Account.

Deposit $5 into a member savings account. This account is required for all members of CACL Financial and gives you access to all of the benefits of CACL membership.
Connect with us!

Once you've opened your savings account, connect with a representative from our team to open your Prime Checking Bundle Account.

Frequently Asked Questions

What do I earn when I have more than $10,000.00 in my Prime Checking Bundle Account?

You will earn 0.10% APY on the portion of your daily balance that is greater than $10,000. If you are looking for a better return, we recommend exploring our money market accounts.

What occurs if I do not meet the Prime Checking Bundle requirements?

No worries. We do not charge a fee; you will simply earn our normal savings rate of .10%.

When will I receive the 5.12% APY dividends?

Dividends will be paid at the end of the last calendar day of the month, assuming all requirements have been met to earn the stated dividend.

Is there a limit to the number of Prime Checking Bundles I can open?

Yes, the Prime Checking Bundle is limited to one per primary member.