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Put your money to work for you.

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APY up to

3.00% Money Market

APY up to

4.00% 3-Month Certificate

APY up to

5.12% Prime Checking Bundle²

APY

0.50% Savings Account

APY = Annual Percentage Yield

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Take a look at our Savings Solutions.

No matter your goal, we can help you achieve it.

Money Market Accounts

The ultimate emergency fund is here! Perfect for life's unpredictable twists and turns. Your money will always be ready to leap into action the moment you need it the most.

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Share Certificates

Watch your savings soar with our highest-yielding savings solution. Gain the freedom and confidence to achieve your financial dreams, knowing your hard-earned money is always working its hardest for you.

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Retirement Accounts

Get peace of mind by making the smartest investment you can: in yourself, starting today. Our Roth and Traditional IRA options are your pathway to financial freedom.

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Regular Share Savings Accounts

The account that unlocks access to all of the great benefits of being a valued CACL member. What are you waiting for? Become a member today!

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See What Our Members Are Saying

Always a friendly face and exceptional service.

Lisa

Use them for personal and business. Love the personalized attention they give their members. Quick easy and efficient to handle all my banking needs.

Olivia

CACL is the most accommodating, helpful and friendliest back in Schuylkill! I can't say enough how happy I am with CACL over traditional banks and other credit unions!

Lisa

How do I become a member?

You can bank with us if you meet these four simple requirements:

Live, work, worship, volunteer, or attend school in Schuylkill County.
Provide your Social Security number or Tax ID.
Present a valid government-issued identification or a passport.
Deposit $5 into your new savings account and gain access to all CACL membership benefits.

Frequently Asked Questions

Is a money market account a good option for long-term savings?

Yes, because money market accounts earn higher interest rates than other savings solutions, they are ideal for long-term savings. You also have access to your funds. Unlike a certificate, you don't have to wait for the maturity date to make withdrawals or transfers.

How does a HY WOW! Checking account work?

All members who are signed up for e-Statements and have at least 10 POS transactions a month are eligible to receive 1.0% APY* back into their HY WOW! Checking Account the following month.

What is a certificate and how does it work?

A certificate is a type of savings account that earns a fixed interest rate for a specific term length. Certificates work by allowing you to deposit funds for a set period, earning interest on your principal. This type of account offers a higher interest rate than traditional savings accounts, and dividends are compounded and credited monthly.

What is the difference between a Roth IRA and a Traditional IRA?

Traditional IRA allows for tax-deferred growth on earnings. Contributions may be tax-deductible in the present year, offering an immediate tax break for those who qualify, with taxes only becoming due when distributions are taken in retirement. At the same time, Roth IRA is uniquely structured to accept after-tax, nondeductible contributions, meaning that the money you contribute has already been taxed, which in turn grants the significant benefit of entirely tax-free distributions in retirement.