CACL Federal Credit Union | Banking, Loans and Serving Our Community

Competitive Deposit Rates

3-Month Certificate

APY up to

4.00%

HY WOW! Checking

APY up to

1.00%

Money Market

APY up to

3.00%

We’re Here for You When Times Get Tough

As a local, member-owned credit union, our philosophy is simple: people over profits, relationships over transactions, and community over corporate interests. We lead with genuine understanding, practical flexibility, and authentic care for each member we serve. "Helping You When Others Won't," isn’t merely a slogan; it’s the core of our identity.

The HY WOW! Difference

See What Our Members Are Saying

Nick & Ryan are top notch from loan department! I have poor credit, but have a solid payment history with them. Trying to work something out for me across state lines! Couldn't ask for better folks to work with. Quickly too! No nonsense here.

Southern Commerce Logistics

Use them for personal and business. Love the personalized attention they give their members. Quick easy and efficient to handle all my banking needs.

Olivia

Fantastic customer service from every employee I've engaged with both inside and at the drive thru. Thankful that this was built so close to home and is a pleasant experience for all of our banking needs!

Emily