Prime Checking Bundle

Get rewarded for your everyday banking.

Happy woman at a cafe, paying for her items with her card.

Get daily access to your money with our highest-yielding checking account.

Convenient and Flexible

Enjoy the convenience of online banking with e-statements and direct deposit options, making it easier than ever to manage your finances from anywhere, anytime.

High Yield

Earn an impressive 5% APY¹ on balances up to $10,000, allowing you to earn more and reach your financial goals sooner.

Personalized Experience

Experience the perks of personalized banking with our Prime Checking Bundle, tailored to meet your individual needs, with personalized support and expert guidance from our team.

Prime Checking Bundle Account Details

Earn 5% APY¹on a portion of your daily balance
Direct deposit or ACH totaling $500 or more per month
A combined 20 ACH or debit card withdrawals per month
Enroll in e-statements
No monthly fees

Get Started

Membership Eligibility

¹APY= Annual Percentage Yield. All monthly requirements listed above must be met to earn the stated APY. APY is subject to change and is effective as of 09/11/2025. 5.12% APY earned on the portion of your daily balance that is less than or equal to $10,000 if monthly requirements for Bonus APY are met. 0.10% APY earned on the portion of your daily balance that is greater than $10,000. If monthly requirements are not met, you earn 0.10% APY on your average daily balance. A combined total of at least 20 debit card transactions or ACH transactions must be cleared as of one day before the last day of the month to earn the state APY. Rates may change after the account is opened. Fees could reduce the earnings on the account—one account per primary member.

Customer is making a payment with his debit card at the store. The merchant is happy.

The family enjoys quality time together and is happy with their two young children. They are excited to experience financial stability.

Discover the HY WOW! difference for yourself!

We are dedicated to being your partner through life's ups and downs, ready to do whatever is necessary to guide and support you. Our success comes from our members achieving financial stability and unstoppable growth.

The HY WOW! Difference

Membership Eligibility

How do I open a Prime Checking Bundle Account?

Join.

Call or visit one of our convenient locations. Not a Member? Join Today!
Open a Savings Account.

Deposit $5 into a member savings account. This account is required for all members of CACL Financial and gives you access to all of the benefits of CACL membership.
Connect with us!

Once you've opened your savings account, connect with a representative from our team to open your Prime Checking Bundle Account.

Frequently Asked Questions

What do I earn when I have more than $10,000.00 in my Prime Checking Bundle Account?

You will earn 0.10% APY on the portion of your daily balance that is greater than $10,000. If you are looking for a better return, we recommend exploring our money market accounts.

What occurs if I do not meet the Prime Checking Bundle requirements?

No worries. We do not charge a fee; you will simply earn our normal savings rate of .10%.

When will I receive the 5% APY dividends?

Dividends will be paid at the end of the last calendar day of the month, assuming all requirements have been met to earn the stated dividend.

Is there a limit to the number of Prime Checking Bundles I can open?

Yes, the Prime Checking Bundle is limited to one per primary member.