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Loans

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Contact Us at loans@caclfcu.org

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Signature Loans

Unsecured Loans

Looking for extra cash to pay for car improvements, vacation, cosmetics, or that new shed? Apply for an unsecured signature loan today! Financing available up to $30,000.00.

Credit Card

CACL’s Carbon credit card is your rewards card where you can earn 1% cash back and points on every purchase. Earn points to use towards merchandise and travel through CURewards. Credit lines available up to $30,000.

Features

  • NO Annual Fee
  • NO Transfer Fees (consolidate your card balances)
  • NO Cash Advance Fee
  • NO Over the Limit Fee

CACL’s Cobalt credit card is your card. It is a no frills, low rate credit card that gives you the buying power when you need it. Credit lines available up to $30,000.

Features

  • NO Annual Fee
  • NO Transfer Fees (consolidate your card balances)
  • NO Cash Advance Fee
  • NO Over the Limit Fee

CACL Business credit card is the card of choice for our business membership. It features a 10.25% Annual Percentage Rate with credit lines up to $30,000.

Auto/Vehicle Loans

New Auto/Vehicle

Looking to buy that new Corvette or Harley? We will finance up to 125% of the sticker price, plus taxes, warranty and other charges on every new automobile, truck, or motorcycle. Want to make a cross-country trek in a brand new Winnebago? We can finance up to 100% of the sticker price, plus taxes, warranty and other charges on every new recreational vehicle.

Used Auto/Vehicle

Have you found a used automobile, truck, or motorcycle? We can finance up to 125% of the sticker price, plus taxes, warranty and other charges. We also have financing on used recreational vehicles up to 100% of the sticker price, plus taxes, warranty and other charges.

Classic Auto/Vehicle

Have you found a used automobile, truck, or motorcycle? We can finance up to 125% of the sticker price, plus taxes, warranty and other charges. We also have financing on used recreational vehicles up to 100% of the sticker price, plus taxes, warranty and other charges.

Real Estate Loans

Home Equity Loan

Use the equity in your home to pay off credit cards, student loans, or just to have a little extra cash. Financing available up to 90% of the value of the property.


Learn more about our Premium HELOC >>

Home Equity Line of Credit

A variable rate line of credit on the equity in your home. Financing available up to 90% of the value of the property.

Land Loan

We will help you purchase or refinance that beautiful plot of land! Financing available for up to 70% of your land’s appraised value.

Mortgage

Are you a first-time homebuyer or do you just want to save some cash? We offer competitive rates to help you achieve your goals. View our NMLS information here.

Student Loans

Private Student Loans

Are federal loans not enough to cover the cost of your college education? The cuScholar Private Student Loan can be the answer to your funding needs. Apply at https://partner.lendkey.com/caclfcu/student.

Consolidation Loan

A variable rate loan to consolidate your student loans into one monthly payment. Apply for a cuGrad Student Loan Consolidation at https://partner.lendkey.com/caclfcu/refinance.

Member Business Loans

Member Business Loans

We offer a wide range of business loans to help you succeed. Please email any business inquiries to our Member Business Loan Department at businessloans@caclfcu.org.