Vacation Savings Account

A simple way to set money aside so you can enjoy your trip without stress.

Our vacation savings account helps you save with purpose—so when it’s time to travel, you’re ready. Build your balance steadily so you can enjoy your trip without financial stress.

Open an Account

Family playing with a kite on the beach

 Build Your Travel Fund with a Vacation Savings Account 

Earn 0.45% APY1

Get a little help growing your vacation fund with a competitive interest rate.

Set Up Automatic Transfers

Schedule recurring transfers to grow your savings consistently without extra effort.

No Post-Vacation Debt

Skip high-interest credit cards and travel confidently using money you’ve already saved.

 

Savings Account Rates 

Type

Minimum Balance to Earn APY

APY1

Vacation Savings

$50

0.45%

 

1APY = Annual Percentage Yield

Vacation Savings Details

Plan Today. Travel Tomorrow.

Saving for a trip doesn’t have to feel overwhelming. A vacation savings account gives you a place to set funds aside and stay focused on your goal.

Whether you’re planning a quick getaway or a big family trip, this simple approach helps you stay organized and prepared when it’s time to book.

A CACL Vacation Savings Account lets you:

  • Keep your travel savings separate from everyday expenses
  • Build savings gradually by setting aside small amounts throughout the year
  • Automate transfers so you save the same amount each month
  • Create great family memories by saying “yes” to the experiences that matter most

Apply Now

See Rates
Happy couple sitting on their boat

How to Open a Vacation Savings Account 

  1. Join CACL Financial

    Call or visit one of our convenient locations to get started. Not a member yet? We’ll help you join.

  2. Open a Membership Savings Account

    Deposit $5 to establish your membership. This account gives you access to all CACL Financial products and services.

  3. Open Your Vacation Savings Account

    Once your membership is set up, connect with a CACL team member to open your Vacation Savings Account.

★★★★★
“This is the place you go to and they treat you like family … instead of a stranger.”
★★★★★
“Love the personalized attention they give their members. Quick easy and efficient to handle all my banking needs.”
★★★★★
“I can't say enough how happy I am with CACL Financial over traditional banks and other credit unions!”

Vacation Savings FAQ 

A vacation savings account is a dedicated account designed specifically for travel expenses. It helps you separate trip funds from everyday savings so you can plan and track your progress more easily. 
Honestly, it works like our basic savings account, but it’s structured around a specific goal. That added focus can make it easier to stay on track and avoid using the funds for other expenses.  
You can deposit funds whenever it works for you—whether that’s weekly, monthly, or on your own schedule.  
No. There’s no minimum balance required to open or maintain the account.  
Yes. You’ll earn 0.45% APY¹ on balances of $50 or more, helping your savings grow while you plan. 
Your money is available whenever you need it—whether you’re booking travel, covering expenses, or adjusting your plans.  

Ready to Fund Your Next Getaway?

Start setting money aside for your next trip with a vacation savings account.