Direct Deposit

Your paycheck, right on time.

Direct deposit sends your pay straight into your CACL account, with no paper checks, no waiting, and no extra trips to the branch. It’s a secure, reliable way to get your money on payday.

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    Banking Made Easier with Direct Deposit

    Get Paid Faster

    Your paycheck goes directly into your account, so there’s no waiting on a check in the mail.

    Secure and Reliable

    No worries about lost or stolen checks. Your deposit arrives on schedule, whatever the weather or your travel plans.

    Skip the Trip

    No more running to the branch on payday. Your money is ready when you need it.

    What You’ll Need

    What You’ll Need

    Where to Find It

    CACL Routing Number

    231385235

    Your Account Number

    Check your account documents or visit a branch.

    Direct Deposit Details

    Less Hassle. More Convenience.

    Payday shouldn’t mean waiting in line or worrying about where a check ended up. With direct deposit, your pay lands in your CACL account automatically, so you can spend your time on other things.

    You can send your paycheck to the Membership Savings Account you already have, or to a CACL checking account if you want easy access for everyday spending.

    With CACL Direct Deposit, you can:

    • Have your paycheck deposited directly into your account
    • Access your money quickly and conveniently
    • Avoid lost or stolen checks
    • Count on your deposits arriving on time, regardless of weather or travel

    COMPARE CHECKING

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    Getting Started with Direct Deposit Is Easy

    1. Choose Where You Want Your Money Deposited

      As a CACL member, you already have a Membership Savings Account that can receive direct deposit. Want a checking account instead? Choose from HY WOW! Checking or Prime Checking. To open one, visit any CACL branch or call 570-628-2400.

    2. Gather Your Account Information

      You’ll need your account number and CACL’s routing number (231385235). Need help finding your account number? Find this information in your account opening documents or stop by a CACL branch.

    3. Share Your Deposit Instructions

      Give your account and routing numbers to your employer’s payroll or HR department, and let them know which CACL account should receive your paycheck: Membership Savings, HY WOW! Checking, or Prime Checking. Then sit back and enjoy fast, secure access to your money on payday.

    Direct Deposit FAQ

    Direct deposit is an electronic payment that sends your paycheck straight from your employer into your CACL account. No paper check is involved.

    You can have your pay deposited into your Membership Savings Account, HY WOW! Checking, or Prime Checking.

    Our routing number is 231385235. You’ll give this to your employer along with your account number.

    You can find your account number in your account opening documents or by logging in to online banking. If you need assistance, stop by any CACL branch, and our team will be happy to help you locate it.

    Yes. In addition to your paycheck, you can have Social Security, pension, and other recurring payments deposited directly into your CACL account.

    No. Your Membership Savings Account can receive direct deposit. Checking is optional if you’d like easier everyday access.

    More Ways to Bank

    Certificate

    HY WOW! Checking

    Get more from your everyday banking with a checking account that rewards your balance. Enjoy convenient access to your money while earning more on the funds you use most.

    SavingsAccount

    Prime Checking

    Looking for a high-yield checking account with no monthly fees? Check out and open a Prime Checking account today to start earning up to 5.00% APY on balances up to $10,0001.

    MoneyMarket

    Money Market Account

    Earn more on your balance while keeping your money accessible. Our Money Market Account offers competitiv dividends on balances starting at $2,000.

    1APY= Annual Percentage Yield. APY may change at any time. When monthly requirements are met, you will earn 5.00% APY on the portion of your average daily balance from $0 to $10,000, and 0.10% APY on any portion above $10,000. If monthly requirements are not met, all balances earn 0.10% APY. Monthly requirements to earn the stated APY: Complete a combined total of 20 cleared debit card or ACH transactions by one day before the end of the month. Enroll in e-statements. Receive $500 or more in direct deposit or ACH each month. Rates may change after the account is opened. Fees may reduce earnings. Limit one account per primary member.